3.7+ Billion
$16+ Billion
117+ Mn
Technology with the potential to transform the contours of Microfinance in the future. Microfinance aided by technological innovation opens up new vistas of credit access.
sectors
microfinance
Microfinance, a powerful channel in emerging economies simplifies financial access to the previously unbanked population. To achieve its goals, MFIs must implement the right technology that is scalable, reliable and affordable.
Banks
Powered by the best technology, banking can achieve the zenith of business performance through superior customer services, effective risk management and operational synergies.
Small Finance Banks
Technology to support SFBs in accelerating Financial Inclusion that serves small business units, small and marginal farmers, micro and small industries and unorganised sector entities through deposits and lending
Business Correspondence
BCs build efficient channels to provide credit to unbanked /underbanked sector and work with multiple banks to extend the range of financial services to the remote location.
CERTIFICATIONS
The following certifications demonstrate Craft Silicon's commitment to establish, implement, operate, monitor, maintain and improve Information security policies and practices. Our global standard quality management system ensures efficiency for products & services and international supply chains.
Products
BR. NET
Bankers Realm Core Loan Management Solution (BRLMS) does all this and much more.
Every successful MFI is powered by secure and scalable software solutions. The technology must support diverse geographies, cultural nuances, multi-channel interactions, multi-currency options and even multilingual capabilities.
Glow
GLOW provides a comprehensive view of the entire loan portfolio in one place.
Key to MFI growth is consistent new customer acquisition and customer retention. Power the growth with customized software that tracks the loan from the initial village survey, to loan origination, to the final disbursement.
trucell
TruCell simplifies field operation management and makes it truly mobile.
Field staff are your true connect to your customer. A mobile application that lets them manage everything – loan collections, disbursals, loan utilization monitoring, withdrawals, and enables loan pre-closure is a real enabler.
BR.NET
Bankers Realm Core Loan Management Solution (BRLMS).
Every successful Financial Institution is powered by secure and scalable software solutions. The technology must support diverse geographies, cultural nuances, multi-channel interactions, multi-currency options and even multilingual capabilities. BR.Net Core LMS does all this and much more.
Co-Lending
Co-lending is a collaborative lending model where two financial institutions jointly provide financing to borrowers.
Co-lending arrangements are often formed to leverage the strengths and resources of each lender, allowing them to reach a broader customer base, share credit risk, and comply with regulatory requirements.
MSME
Nimble Business LOS manages complex proposal evaluation process for lending needs of Corporate and SME segments.
Businesses often struggle to obtain credit due to various challenges such as lack of collateral, credit history, delayed manual processes, lower operational efficiency etc. Nimble Business Loan Solution is designed to address these challenges and make lending more accessible, transparent, inclusive, and digitized.
GOLD
Nimble Gold LOS allows faster application processing and loan disbursal to the customer.
It is an Open API-based system with a flexible, multi-tenant architecture and a modular and scalable system designed to offer comprehensive software solutions that work together seamlessly to provide
operational and functional assistance to banks and other financial institutions.
GLOW
GLOW provides a comprehensive view of the entire loan portfolio in one place.
Key to MFI growth is consistent new customer acquisition and customer retention. Power the growth with customized software that tracks the loan from the initial village survey, to loan origination, to the final disbursement.
ILOS
IL-OS provides automated templates for lenders to promote suitable loan products to borrowers.
With growing competition in the lending space and digital as the new normal, MFIs must stay ahead of the curve. Using IL-OS, Lenders can configure workflow as per their operations & fine tune it to reduce turnaround time, increase efficiency & monitor the performance.
TRUCELL
TruCell simplifies field operation management and makes it truly mobile.
Field staff are your true connect to your customer. A mobile application that lets them manage everything – loan collections, disbursals, loan utilization monitoring, withdrawals, and enables loan pre-closure is a real enabler.
TRACKOD
TrackOD is a complete overdue management solution.
BR TRACKOD is an end-to-end standalone mobile app which helps MFIs to mark and track Overdue Customers, while on the field for collection purposes. It comes with an inherent tracking mechanism that monitors the OD history and current status of customers, within different bucket categories.
ANALYTICS
BR Analytics uses inbuilt deep domain knowledge to provide analytical solutions.
It’s an intuitive system which allows for interactive visualisations of business insights & predictive analytics capabilities, converting raw data to actionable insights which in turn helps improve business decisions & optimize performance.
CUSTOMER APP
Customer App offers an innovative and user-friendly interface, suited for MFI customer profiles.
By using Customer APP solution, MFIs can now provide all relevant information and services to their end borrowers and achieve overall financial inclusion with Craft Silicon’s secure framework and Customer-centric apps.
BR.NET
Bankers Realm Core Loan Management Solution (BRLMS).
Every successful Financial Institution is powered by secure and scalable software solutions. The technology must support diverse geographies, cultural nuances, multi-channel interactions, multi-currency options and even multilingual capabilities. BR.Net Core LMS does all this and much more.
Co-Lending
Co-lending is a collaborative lending model where two financial institutions jointly provide financing to borrowers.
Co-lending arrangements are often formed to leverage the strengths and resources of each lender, allowing them to reach a broader customer base, share credit risk, and comply with regulatory requirements.
MSME
Nimble Business LOS manages complex proposal evaluation process for lending needs of Corporate and SME segments.
Businesses often struggle to obtain credit due to various challenges such as lack of collateral, credit history, delayed manual processes, lower operational efficiency etc. Nimble Business Loan Solution is designed to address these challenges and make lending more accessible, transparent, inclusive, and digitized.
GOLD
Nimble Gold LOS allows faster application processing and loan disbursal to the customer.
It is an Open API-based system with a flexible, multi-tenant architecture and a modular and scalable system designed to offer comprehensive software solutions that work together seamlessly to provide operational and functional assistance to banks and other financial institutions.
GLOW
GLOW provides a comprehensive view of the entire loan portfolio in one place.
Key to MFI growth is consistent new customer acquisition and customer retention. Power the growth with customized software that tracks the loan from the initial village survey, to loan origination, to the final disbursement.
ILOS
IL-OS provides automated templates for lenders to promote suitable loan products to borrowers.
With growing competition in the lending space and digital as the new normal, MFIs must stay ahead of the curve. Using IL-OS, Lenders can configure workflow as per their operations & fine tune it to reduce turnaround time, increase efficiency & monitor the performance.
TRUCELL
TruCell simplifies field operation management and makes it truly mobile.
Field staff are your true connect to your customer. A mobile application that lets them manage everything – loan collections, disbursals, loan utilization monitoring, withdrawals, and enables loan pre-closure is a real enabler.
TRACKOD
TrackOD is a complete overdue management solution.
BR TRACKOD is an end-to-end standalone mobile app which helps MFIs to mark and track Overdue Customers, while on the field for collection purposes. It comes with an inherent tracking mechanism that monitors the OD history and current status of customers, within different bucket categories.
ANALYTICS
BR Analytics uses inbuilt deep domain knowledge to provide analytical solutions.
It’s an intuitive system which allows for interactive visualisations of business insights & predictive analytics capabilities, converting raw data to actionable insights which in turn helps improve business decisions & optimize performance.
CUSTOMER APP
Customer App offers an innovative and user-friendly interface, suited for MFI customer profiles.
By using Customer APP solution, MFIs can now provide all relevant information and services to their end borrowers and achieve overall financial inclusion with Craft Silicon’s secure framework and Customer-centric apps.
Craft Silicon product suite has been designed to cover the entire Microlending value chain including Core Loan Management, Group and Individual Loan Origination, Collection, Disbursement, Overdue Management, Predictive Analytics & Dashboarding and Empowering our customers with Front end borrower application.
Our products and services are offered on SaaS as well as on Enterprise License Model and we help organizations leverage cutting edge technology for efficient delivery of credit services.
USP
Experience
Decades of deep experience and domain expertise enables our customers with agility, speed to market & operational excellence.
Innovation
Next Generation of AI-powered SaaS solutions offers unprecedented potential for growth and disruption.
Scalability
Accelerate your growth plans with flexible and scalable products that integrates seamlessly to legacy systems and third-party solutions.
Security
Robust security frameworks equipped with Encryption and MPKI to maintain Cyber resiliency and protect you & your clients.
Customer Delight
Round the clock support from our specialist engineers to ensure maximum value and performance from your investment.
Quality
Robust security frameworks equipped with Encryption and MPKI to maintain Cyber resiliency and protect you & your clients.
case study
Case Study
Craft Silicon joined hands with Ujjivan since its inception & have been their growth partner throughout the journey.
Client Speak
The reason for going with BR.Net was 3-fold, providing accessibility at the branches, better customer service and scalability.
- Martin Pampilly
Chief Operating Officer,
Ujjivan Small Finance Bank
case study
Case Study
Craft Silicon joined hands with Ujjivan since its inception & have been their growth partner throughout the journey.
Client Speak
The reason for going with BR.Net was 3-fold, providing accessibility at the branches, better customer service and scalability.
- Martin Pampilly
Chief Operating Officer,
Ujjivan Small Finance Bank
Case Study
Craft Silicon joined hands with Satya since its inception & have been their growth partner throughout the journey.
Client Speak
Ashutosh Srivastava
Head, IT
Satya Micro Capital Ltd.
Case Study
Craft Silicon joined hands with PERMODALAN NASIONAL MADANI since its inception & have been their growth partner throughout the journey.
Client Speak
We are delighted to partner with Craft Silicon and have them as our micro- lending solution provider.
We get tremendous value with respect to service, product, costing, and TAT. The team is very supportive throughout the process.
Sutanto
IT Head
PERMODALAN NASIONAL MADANI
Case Study
CS partnered with IIFL Samasta in 2011 and have been supporting all their digital initiative to drive their growth targets
Client Speak
Craft Silicon’s scalable products and solutions gave us the confidence to plan our expansion and growth across India. As a technology partner, they are very efficient and have a quick TAT. This enhanced our capability to service our customers very effectively.
Mr. Shivaprakash D
Whole-time Director and CTO,
IIFL SAMASTA
clientele
Craft silicon foundation
Craft Silicon Foundation is the corporate social responsibility initiative of Craft Silicon Limited.
A registered non-profit organisation since 2010, the Foundation works towards empowering woman, youth, and children through free computer education and access to the Internet. We have worked with over 32,857 beneficiaries across Kenya, Uganda, India and Ethiopia and growing every day.
