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Mobile Banking Solution – ELMA

Industry -

elma-logo

Mobile phones have rapidly made inroads into every aspect of our daily lives, including banking. Thus, an integrated mobile commerce platform that connects directly to diverse financial services verticals like banking, SACCO, microfinance accounts, prepaid wallets, mobile wallets and credit cards to drive multiple transactions is a useful tool.

With ELMA, one can easily handle all tasks at one go. It is accessible on multiple channels –

  • Mobile Application – This is availed on Android, IOS and Windows
  • USSD Channel – This is a menu driven and network owned platform

USD 5.5Bn​

Processed Over in 2019

1MN+

Transactions in a day

15

countries integrated worldwide

key features

Fund Transfers – Allows customer to move money from their accounts to other customers’ accounts, both retail (Person to Person (P2P) and corporate). We have connection to over 500 service providers in Africa, allowing the bank customers to make direct payments for –

  • Bill Payments – Direct payments for water, electricity, data, airtime and pay-tv
  • Merchant Payments – Payments for school fees, airline tickets, hotel bookings, insurance premiums, churches, rent, retail chains, restaurants, transport, events payments, government payments, amongst others
  • Mobile Wallet Payments – Peer to peer payments, payments to businesses, bank to mobile wallet payments and mobile wallet payments to bank (P2P/B2B/C2B/B2C)
Device mobile
elma_App_1
elma_App_2
elma_App_3
elma_app_4

key benefits

New age tech solutions for the mobile customer

Benefits to Customers

Alternate Channel for customers to do end-to-end banking on the go

Low cost due to increased automation

Customer can bank from any part of the world through the App

All payments can be availed on one platform

Benefits to Bank

Cost saving due to less efforts on manual operations, more focus on strategy and performance

24/7 support center for all our esteemed customers

Increased revenue through non-interest income (transactional income)

Promotes the banks digital banking initiatives, whilst maintaining international security standards

clients

Case Study

Craft Silicon’s range of solutions supported the digital transformation for the SACCO by reconciliations, receipting and interbank transfers among the operations that the system has automated.

Client Speak

We have been able to adopt the anywhere anytime banking because of the channels solution powered by Craft Silicon.
Kelvin Ebole
ICT & Business Innovations Manager
Safaricom Sacco LTD

testimonials

Craft Silicon is a mobile banking provider for NCBA, providing the bank with a mobile application on both APP and USSD. We are happy and satisfied with the continued business support we have received and continue to receive from Craft Silicon.

NCBA
NCBA

Craft Silicon has been the solution provider of Women Enterprise Fund for both Core Banking Solution and Mobile Banking solution. We are happy with the level of support that we receive and how the solutions help us in our day to day operations.

Virginia M. Ndungu
Women Enterprise Fund
Deputy Manager ICT
Women Enterprise Fund

For more than 5 years, Paramount Bank has worked with Craft Silicon to implement the most innovative ways to help with the banks day to day running and to help with efficient and effective ways for our customers to bank digitally. With this Craft Silicon has provided a full suite web based core banking system and channels system to cater for both retail and corporate customers. We are satisfied with the continued support accorded by Craft Silicon to ensure smooth business operations

Mandeep Kaur
Paramount Bank
IT
Paramount Bank

Think Technology in Banking. Think Craft Silicon.

Transform your business with our solutions.

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